THE BANKERS BENEVOLENT FUND

Registered charity 313080 · accounts filings on the Charity Commission register · also known as THE BANK WORKERS CHARITY

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Latest income
£2.5m
Latest spending
£5.5m
Registered
1962
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity incurred an unrestricted deficit of £2.3m for the year, largely due to volatile investment returns, reducing its free reserves to £30.9m. Per the trustees' report, the charity maintains a reserves policy target of a minimum £40m to serve clients for the foreseeable future, meaning current free reserves are below this stated policy target. The trustees consider the charity has adequate resources to continue in operational existence for the foreseeable future.

What the accounts disclose

Highest-paid employee band: £120,001 - £125,000 — above the 90th percentile for charities its size (median £78k)
In the band £120,001 - £125,000 — page 58
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: BWC Enterprises Limited
BWC Enterprises Limited is a wholly owned trading subsidiary of the Bank Workers Charity and was registered on 15 August 2015 in England & Wales under company number 09734550 with £100 ordinary shares of £1 each. The company is not trading and is currently dormant. — page 70
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Moore Kingston Smith LLP. Discloses 4 of 6 completeness components.

Public fundraising profile: JustGiving — The Bankers Benevolent Fund (matched by registered charity number).

Structured financials (annual return, FY ending 31/03/2025)

Total income
£2.5m
Total spending
£5.5m
Cost of raising funds
£761k
Reserves (reported)
£30.9m
Employees
37

Reported reserves equal ~67.6 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Register events

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£2.5m£5.5m
31/03/2024£2.3m£6.6m
31/03/2023£1.8m£5.4m
31/03/2022£2.2m£5.1m
31/03/2021£1.9m£4.9m

Common questions

Is THE BANKERS BENEVOLENT FUND financially healthy?

The accounts state that the charity incurred an unrestricted deficit of £2.3m for the year, largely due to volatile investment returns, reducing its free reserves to £30.9m. Per the trustees' report, the charity maintains a reserves policy target of a minimum £40m to serve clients for the foreseeable future, meaning current free reserves are below this stated policy target. The trustees consider the charity has adequate resources to continue in operational existence for the foreseeable future. Its FY2025 accounts were audited by Moore Kingston Smith LLP.

What does the highest-paid employee of THE BANKERS BENEVOLENT FUND earn?

Per its FY2025 accounts, the highest-paid employee was in the £120,001 - £125,000 band.