THE ROYAL NAVAL ASSOCIATION

Registered charity 266982 · accounts filings on the Charity Commission register

The RNA is a rank-blind membership organisation primarily for serving and former serving RN personnel and the wider naval family, who are proud of their Naval Service. We seek to maintain the naval ethos and enjoy sharing experiences with like minded people while supporting each other in times of need. The mission of the RNA is to foster camaraderie through events, comms and welfare support.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · Economic/community Development/employment · Armed Forces/emergency Service Efficiency · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£705k
Latest spending
£868k
Registered
1974
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity ended the year with a bottom-line balance of £1,510,086, despite accepting a significant deficit budget to mark its 75th anniversary. The Trustees confirmed that reserves remain at a satisfactory level against their policy, noting that investment income contributes significantly to meeting operating costs. The organization reports being in excellent shape with membership growing to over 25,000.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: none
“RNRMC continues to underwrite the move to withdraw annual subscriptions and kindly donated £147,000 towards operating costs.”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: sufficient Unrestricted and Undesignated Funds to provide funding for financial resilience, income generation, future income, business continuity, wind up costs, unexpected events, future projects, and property purchase (held: £1.5m)
“The Reserves Policy is reviewed annually and aims at holding sufficient Unrestricted and Undesignated Funds to provide funding for the following: a. Financial resilience if donations do not keep pace with the rising costs of providing services to members. b. To generate income to subsidise current activities. c. Future income. d. A reserve in case of a major business continuity issue. e. A contingency for wind up costs to cover legal requirements for redundancy payments; incomplete periods of contracts etc, which the Trustees will be legally obliged to meet. f. A contingency for other unexpected events. g. Future projects not yet mature in development. h. The opportunity to purchase a freehold or leasehold property as the Central Office, since the lease for the present premises in HM Naval Base, Portsmouth is unsecured.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: RNRMC provided a grant of £147,000 towards operating costs.
“RNRMC continues to underwrite the move to withdraw annual subscriptions and kindly donated £147,000 towards operating costs.”
“Investments remain held in a Custodian arrangement with RNRMC.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Investments are held in a custodian arrangement with RNRMC.
“RNRMC continues to underwrite the move to withdraw annual subscriptions and kindly donated £147,000 towards operating costs.”
“Investments remain held in a Custodian arrangement with RNRMC.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — Royal Naval Association (matched by registered charity number).

Structured financials (annual return, FY ending 31/12/2025)

Total income
£705k
Total spending
£868k
Cost of raising funds
£82k
Reserves (reported)
£1.4m
Employees
10

Reported reserves equal ~19.6 months of spending — in the top quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, cost of raising funds: 11.6% of total income — above the median for charities its size (4.9%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Australia · Cyprus · France · Ireland · Isle Of Man · Japan · Malta · Northern Ireland · Scotland · South Africa · Spain · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2025£705k£868k
31/12/2024£599k£786k
31/12/2023£763k£719k
31/12/2022£213k£278k
31/12/2021£278k£402k

Common questions

Is THE ROYAL NAVAL ASSOCIATION financially healthy?

Per its FY2025 accounts: The accounts state that the charity ended the year with a bottom-line balance of £1,510,086, despite accepting a significant deficit budget to mark its 75th anniversary. The Trustees confirmed that reserves remain at a satisfactory level against their policy, noting that investment income contributes significantly to meeting operating costs. The organization reports being in excellent shape with membership growing to over 25,000. Its FY2025 accounts were independently examined.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government12/02/2021£35kCovenant Fund
UK government01/04/2018£7kSupporting delivery of a public service
UK government01/04/2018£6kSupporting delivery of a public service
The National Lottery Community Fund13/05/2009£3kThere is no project name available for this record
The National Lottery Community Fund31/03/2006£1kVisits
The National Lottery Community Fund14/12/2005£5kVeterans Visits
The National Lottery Community Fund05/08/2005£880WW2 commemoration meal
The National Lottery Community Fund05/08/2005£7kReception and Dinner
The National Lottery Community Fund29/07/2005£2kSeafarers Reunion
The National Lottery Community Fund29/07/2005£1kDAy of Reunions & Entertainment
The National Lottery Community Fund15/07/2005£2k60th Anniversary Celebrations
The National Lottery Community Fund11/05/2005£2kCommemorative Event
The National Lottery Community Fund15/04/2005£5kDinner Dance
The National Lottery Community Fund13/04/2005£8kParade and Ceremony
The National Lottery Heritage Fund21/05/2004£1k"An Event For Surviving War Veterans To Celebrate The 60th Anniversary Of The D'Day Landing. An Open Air Ecumenical Church Service And A Marc"
UK government—£6kSupporting delivery of a public service
UK government—£7kSupporting delivery of a public service
UK government—£172kFinancial Assistance/Support

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ROYAL NAVAL SAILING ASSOCIATION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE ROYAL NAVAL ASSOCIATION£705k—0above—no doubt
ROYAL NAVAL SAILING ASSOCIATION FY2023£1.0m—0unclear—no doubt
THE ROYAL NAVY FOOTBALL ASSOCIATION FY2025£193k—0unclear—no doubt
THE ROYAL NAVAL BENEVOLENT SOCIETY FOR OFFICERS FY2025£1.7m£90,001 - £100,0001unclear—no doubt
THE ROYAL NAVY AND ROYAL MARINES CHARITY FY2024£13.7m——unclear—no doubt
ROYAL AIR FORCE SAILING ASSOCIATION FY2024£135k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.