MRS WATERHOUSE CHARITABLE TRUST

Registered charity 261685 · accounts filings on the Charity Commission register · also known as THE HOUGHTON DUNN CHARITABLE TRUST

The trust makes donations to bodies embracing a wide range of charities, the main fields supported being medical and health, welfare in the community, environment and wildlife, and church and heritage, with special reference to charities based in, or with branches in the Lancashire area.

Causes: General Charitable Purposes · The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · Religious Activities · Environment/conservation/heritage · Grant history (this charity is a funder) · Get email alerts

Latest income

£363k

Latest spending

£695k

Registered

1970

Accounts read

FY2026

Financial health, per its FY2026 accounts

The accounts state that the charity generated a net income of £25,201 for the year, driven by investment income and gains, while distributing £695,390 in charitable grants. Per the trustees' report, free reserves amounted to £275,094, which is below the stated policy target of approximately one quarter of annual incoming funds. The charity has no employees and relies on investment income rather than public donations to fund its activities.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £275k; policy: approximately one quarter of the annual incoming funds)

“The free reserves, represented by the net current assets of the charity, amounted to £275,094 (2025: £607,749) all of which are unrestricted.” — page 7

Per its FY2026 accounts as filed with the Charity Commission.

Accounts audited by Haffner Hoff Auditors Ltd. Discloses 4 of 6 completeness components.

Trustees · trustee networks

ALISTAIR MARK HOUGHTON DUNN
HELEN MARIE ELIZABETH DUNN

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year end	Income	Spending
05/04/2026	£363k	£695k
05/04/2025	£366k	£503k
05/04/2024	£361k	£932k
05/04/2023	£364k	£592k
05/04/2022	£345k	£353k

Common questions

Is MRS WATERHOUSE CHARITABLE TRUST financially healthy?

Per its FY2026 accounts: The accounts state that the charity generated a net income of £25,201 for the year, driven by investment income and gains, while distributing £695,390 in charitable grants. Per the trustees' report, free reserves amounted to £275,094, which is below the stated policy target of approximately one quarter of annual incoming funds. The charity has no employees and relies on investment income rather than public donations to fund its activities. Its FY2026 accounts were audited by Haffner Hoff Auditors Ltd.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with YORKSHIRE WATER COMMUNITY TRUST.

YORKSHIRE WATER COMMUNITY TRUST income £1.3m
THE A AND R WOOLF CHARITABLE TRUST income £127k
THE SOUTH STAFFORDSHIRE WATER CHARITABLE TRUST income £240k
THE WILLIAMS CHARITABLE TRUST income £92k
I WAQF CHARITABLE TRUST income £283k
THE AMELIA CHADWICK TRUST income £186k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
MRS WATERHOUSE CHARITABLE TRUST	£363k	—	below	—	no doubt
YORKSHIRE WATER COMMUNITY TRUST FY2025	£1.3m	—	above	—	no doubt
THE A AND R WOOLF CHARITABLE TRUST FY2025	£127k	—	unclear	—	no doubt
THE SOUTH STAFFORDSHIRE WATER CHARITABLE TRUST FY2025	£240k	—	unclear	—	no doubt
THE WILLIAMS CHARITABLE TRUST FY2026	£92k	—	unclear	—	no doubt
I WAQF CHARITABLE TRUST FY2025	£283k	—	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.