ROSCA TRUST
The Trust wishes to financially support registered charities working with the young, elderly, the disabled and the vulnerable. It encourages applications for funds to "pump prime" a new charity. Applications will only be considered from registered charities or CICs based or working in Castle Point, Rochford and/or Southend local authority area. Applications will not be considered from individuals.
Objects
DURING THE LIFETIME OF THE SETTLOR, TO PAY OR APPLY THE INCOME AND THE CAPITAL OF THE TRUST FUND AS THE SETTLOR DIRECTS TO SUCH CHARITIES OR FOR SUCH CHARITABLE PURPOSES AND IN SUCH PROPOPTIONS AND IN SUCH MANNER AND SUBJECT TO SUCH TERMS AND CONDITIONS AS THE SETTLOR MAY FROM TIME TO TIME DIRECT AND IN DEFAULT OF SUCH DIRECTION AND AFTER THE DEATH OF THE SETTLOR AS THE TRUSTEES MAY DETERMINE FOR SUCH CHARITABLE PURPOSES OR CHARITIES.
Financial health, per its FY2026 accounts
The accounts state that the charity holds total net assets of £807,006.08, derived primarily from freehold property and listed securities. The trustees report that the trust is dependent on rental and investment income to fund grants, noting that market risks to income and capital are mitigated by professional advisors. The annual report confirms that the trust has sufficient reserves to meet unforeseen losses or increased maintenance costs without excessive disruption to grant flows.
What the accounts disclose
“Rents receivable 172,459.24”
“The Trust has reserves in order that any unforeseen loss of income from property lettings or unexpected increased in spending on property maintenance can be met without excessive disruption to the flow of grants.” — page 4
Policies the charity declares
- Complaints policy and procedures
- Conflicting interests
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2026
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/03/2025
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/03/2024
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
- Grant-making is its main activity
Trustees
- Anthony David Quinn
- CHRISTINE PAMELA STERNSHINE
- Judith Isabelle Bailey
- NIGEL JAMES GAYNER
- Sharon Kim Gatland
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2026 | £189k | £191k |
| 31/03/2025 | £182k | £201k |
| 31/03/2024 | £171k | £152k |
| 31/03/2023 | £161k | £132k |
| 31/03/2022 | £156k | £175k |
Common questions
Is ROSCA TRUST financially healthy?
Per its FY2026 accounts: The accounts state that the charity holds total net assets of £807,006.08, derived primarily from freehold property and listed securities. The trustees report that the trust is dependent on rental and investment income to fund grants, noting that market risks to income and capital are mitigated by professional advisors. The annual report confirms that the trust has sufficient reserves to meet unforeseen losses or increased maintenance costs without excessive disruption to grant flows. Its FY2026 accounts were independently examined.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| M O CHARITABLE TRUST | 1 | £1.2m |
Charities like this
- THE ROZAC CHARITABLE TRUST
- RICHARD RADCLIFFE TRUST
- THE ROSE FOUNDATION
- Reece Family Trust
- The Rockspring Charitable Trust
- RADFALL CHARITABLE TRUST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| ROSCA TRUST | £189k | — | 0 | unclear | — | no doubt |
| THE ROZAC CHARITABLE TRUST | £118k | — | 0 | unclear | — | no doubt |
| RICHARD RADCLIFFE TRUST | £77k | — | 0 | unclear | — | no doubt |
| THE ROSE FOUNDATION | £1.2m | — | 0 | above | — | no doubt |
| Reece Family Trust | £2.0m | — | 0 | above | — | no doubt |
| The Rockspring Charitable Trust | £1.5m | — | 0 | unclear | — | no doubt |