THE BANNER OF TRUTH TRUST
PUBLISHING CHRISTIAN LITERATURE AND ORGANISING CONFERENCES
Objects
THE PROMOTION, ADVANCEMENT AND DISSEMINATION TO ENHANCE THE BETTER KNOWLEDGE AND UNDERSTANDING OF THE DOCTRINES OF THE CHRISTIAN FAITH AND IN PERTICULAR THAT ASPECT OF THE SAID FAITH AS TAUGHT BY THE PROTESTANT REFORMERS AND ENGLISH PURITANS.
Financial health, per its FY2025 accounts
The accounts state that the charity realized a loss of £103,759 for the year, resulting in a decrease in total funds. The trustees consider the current level of free reserves to be adequate to meet operational costs in the coming year, supported by a stated policy of maintaining sufficient cash for one year of operating costs.
What the accounts disclose
“One employee was remunerated between £70,000-£80,000 and one between £100,000-110,000” — page 17
“One employee was remunerated between £70,000-£80,000 and one between £100,000-110,000” — page 17
“sales of English and Spanish books and magazines totalled £2,084,315”
“It is the policy of the Trustees to invest the Trust's surplus funds into stock while maintaining a sufficient cash balance to meet the substantial cost of the Trust's publishing programme and operating costs for 1 year.” — page 5
“Four trustees (Rev. Mark G Johnston, Rev. Iain Murray, David Campbell and Andrew Young) received royalty payments totalling £4,416 (2024: £5,464) for sales of their books by The Banner of Truth Trust. Rev. Mark G Johnston received £6,048 (2024: £7,200) for editorial services for the magazine.” — page 17
“The Trustees, who are listed on page 1, are directors of Banner of Truth, a non-profit corporation exempt from taxation based in Carlisle, USA. Sales to Banner of Truth (USA) during the year totalled £1,535,457 (2024 : £1,674,086). The sum owed by the Banner of Truth (USA) at 31 March 2025 is £791 (2024: -186)” — page 22
“Certain of the Trustees are also Trustees of The Banner of Truth Building Fund Trust. The Building Fund Trust owns the Grey House and the warehouses used by the Trust. A sum of £49,005 is owed from The Banner of Truth Building Fund Trust at 31 March 2025 (2024 : £26,943).” — page 22
“The Trustees, who are listed on page 1, are directors of Banner of Truth, a non-profit corporation exempt from taxation based in Carlisle, USA. Sales to Banner of Truth (USA) during the year totalled £1,535,457 (2024 : £1,674,086). The sum owed by the Banner of Truth (USA) at 31 March 2025 is £791 (2024: -186)” — page 22
“Certain of the Trustees are also Trustees of The Banner of Truth Building Fund Trust. The Building Fund Trust owns the Grey House and the warehouses used by the Trust. A sum of £49,005 is owed from The Banner of Truth Building Fund Trust at 31 March 2025 (2024 : £26,943).” — page 22
“The Trustees, who are listed on page 1, are directors of Banner of Truth, a non-profit corporation exempt from taxation based in Carlisle, USA. Sales to Banner of Truth (USA) during the year totalled £1,535,457 (2024 : £1,674,086). The sum owed by the Banner of Truth (USA) at 31 March 2025 is £791 (2024: -186)” — page 22
“Certain of the Trustees are also Trustees of The Banner of Truth Building Fund Trust. The Building Fund Trust owns the Grey House and the warehouses used by the Trust. A sum of £49,005 is owed from The Banner of Truth Building Fund Trust at 31 March 2025 (2024 : £26,943).” — page 22
Year-over-year changes
- Top pay band moved from £80,001 - £90,000 (FY2024) to £100,001 - £110,000 (FY2025).
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints policy and procedures
- Conflicting interests
- Engaging external speakers at charity events policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding policy and procedures
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2025
- Employees paid over £60,000: 2 (£70,001–£80,000: 1; £100,001–£110,000: 1)
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
Self-declared on the annual return for the financial year ending 31/03/2024
- Employees paid over £60,000: 2 (£60,001–£70,000: 1; £80,001–£90,000: 1)
- Trustee benefits, answered Yes to: any trustee benefit
Self-declared on the annual return for the financial year ending 31/03/2023
- Employees paid over £60,000: 1 (£70,001–£80,000: 1)
- Trustee benefits, answered Yes to: any trustee benefit
Annual return filing dates (Charity Commission record)
Of its last 5 annual returns with a recorded received date, 3 were received after the due date: year ending 31/03/2023 (received 05/06/2024, 126 days after the 31/01/2024 due date); year ending 31/03/2022 (received 25/05/2023, 114 days after the 31/01/2023 due date); year ending 31/03/2021 (received 27/04/2022, 86 days after the 31/01/2022 due date).
Public-sector contracts awarded
| Buyer | Contract | Awarded | Value |
|---|---|---|---|
| Hopwood Hall College | CA18382 - Hopwood Hall College - Stationery Supply | 25/08/2026 | £100k |
| Gloucestershire County Council | Stationery & Office Supplies for Gloucestershire County Council | 16/01/2026 | £700k |
Structured financials (annual return, FY ending 31/03/2025)
Register events
- Received assets from another charity (09/01/2023)
Trustees
- Rev JEFFREY KINGSWOODchair
- David Campbell
- Dr David Whitla
- Dr Donald John MacLean
- Dr ROBERT STRIVENS
- REVEREND IAIN HAMISH MURRAY
- Rev Andrew Young
- Rev MARK GARDINER JOHNSTON
- Rev Warren Peel
- THOMAS EARL RICHWINE
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £2.4m | £2.5m |
| 31/03/2024 | £2.4m | £2.5m |
| 31/03/2023 | £2.4m | £2.5m |
| 31/03/2022 | £2.7m | £2.1m |
| 31/03/2021 | £2.2m | £1.9m |
Common questions
Is THE BANNER OF TRUTH TRUST financially healthy?
Per its FY2025 accounts: The accounts state that the charity realized a loss of £103,759 for the year, resulting in a decrease in total funds. The trustees consider the current level of free reserves to be adequate to meet operational costs in the coming year, supported by a stated policy of maintaining sufficient cash for one year of operating costs. Its FY2025 accounts were audited by Whitelaw Wells.
What does the highest-paid employee of THE BANNER OF TRUTH TRUST earn?
Per its FY2025 accounts, the highest-paid employee was in the £100,001 - £110,000 band, and 2 employees earned over £60,000.
Funders of similar charities
Charities like this
- DO-IT TRUST
- GREAT PRIORY OF THE ORDER OF THE TEMPLE FUND OF BENEVOLENCE
- NEW WINE TRUST
- CHURCH SOCIETY
- THE KASNER CHARITABLE TRUST
- THE M Y A CHARITABLE TRUST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE BANNER OF TRUTH TRUST | £2.4m | £100,001 - £110,000 | 2 | unclear | — | no doubt |
| DO-IT TRUST | £241k | — | 0 | unclear | — | no doubt |
| GREAT PRIORY OF THE ORDER OF THE TEMPLE FUND OF BENEVOLENCE | £36k | — | 0 | above | — | no doubt |
| NEW WINE TRUST | £4.4m | — | — | below | — | material uncertainty |
| CHURCH SOCIETY | £301k | — | 0 | within | — | no doubt |
| THE KASNER CHARITABLE TRUST | £487k | — | 0 | below | — | no doubt |