THE BANNER OF TRUTH TRUST

Registered charity 235652 · accounts filings on the Charity Commission register · also known as BANNER, BANNER OF TRUTH · also registered in Scotland as SC038435 (OSCR)

PUBLISHING CHRISTIAN LITERATURE AND ORGANISING CONFERENCES

Objects

THE PROMOTION, ADVANCEMENT AND DISSEMINATION TO ENHANCE THE BETTER KNOWLEDGE AND UNDERSTANDING OF THE DOCTRINES OF THE CHRISTIAN FAITH AND IN PERTICULAR THAT ASPECT OF THE SAID FAITH AS TAUGHT BY THE PROTESTANT REFORMERS AND ENGLISH PURITANS.

Area of benefit: ANY PART OF THE WORLD.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: City of Edinburgh, Scotland (from the postcode on the register)

Latest income
£2.4m
Latest spending
£2.5m
Registered
1965
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity realized a loss of £103,759 for the year, resulting in a decrease in total funds. The trustees consider the current level of free reserves to be adequate to meet operational costs in the coming year, supported by a stated policy of maintaining sufficient cash for one year of operating costs.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £100,001 - £110,000 — in the top quarter for charities its size (median £70k)
“One employee was remunerated between £70,000-£80,000 and one between £100,000-110,000” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Employees paid over £60,000: 2
“One employee was remunerated between £70,000-£80,000 and one between £100,000-110,000” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Largest income source: Book and Magazine Sales (86% of income)
“sales of English and Spanish books and magazines totalled £2,084,315”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: sufficient cash balance to meet the substantial cost of the Trust's publishing programme and operating costs for 1 year (reserves figure: £1.9m)
“It is the policy of the Trustees to invest the Trust's surplus funds into stock while maintaining a sufficient cash balance to meet the substantial cost of the Trust's publishing programme and operating costs for 1 year.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: Four trustees received royalty payments totalling £4,416. One trustee received £6,048 for editorial services.
“Four trustees (Rev. Mark G Johnston, Rev. Iain Murray, David Campbell and Andrew Young) received royalty payments totalling £4,416 (2024: £5,464) for sales of their books by The Banner of Truth Trust. Rev. Mark G Johnston received £6,048 (2024: £7,200) for editorial services for the magazine.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Sales to Banner of Truth (USA) during the year totalled £1,535,457
“The Trustees, who are listed on page 1, are directors of Banner of Truth, a non-profit corporation exempt from taxation based in Carlisle, USA. Sales to Banner of Truth (USA) during the year totalled £1,535,457 (2024 : £1,674,086). The sum owed by the Banner of Truth (USA) at 31 March 2025 is £791 (2024: -186)” — page 22
“Certain of the Trustees are also Trustees of The Banner of Truth Building Fund Trust. The Building Fund Trust owns the Grey House and the warehouses used by the Trust. A sum of £49,005 is owed from The Banner of Truth Building Fund Trust at 31 March 2025 (2024 : £26,943).” — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Rental/Property costs owed from The Banner of Truth Building Fund Trust
“The Trustees, who are listed on page 1, are directors of Banner of Truth, a non-profit corporation exempt from taxation based in Carlisle, USA. Sales to Banner of Truth (USA) during the year totalled £1,535,457 (2024 : £1,674,086). The sum owed by the Banner of Truth (USA) at 31 March 2025 is £791 (2024: -186)” — page 22
“Certain of the Trustees are also Trustees of The Banner of Truth Building Fund Trust. The Building Fund Trust owns the Grey House and the warehouses used by the Trust. A sum of £49,005 is owed from The Banner of Truth Building Fund Trust at 31 March 2025 (2024 : £26,943).” — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Trustees received royalty payments and editorial remuneration
“The Trustees, who are listed on page 1, are directors of Banner of Truth, a non-profit corporation exempt from taxation based in Carlisle, USA. Sales to Banner of Truth (USA) during the year totalled £1,535,457 (2024 : £1,674,086). The sum owed by the Banner of Truth (USA) at 31 March 2025 is £791 (2024: -186)” — page 22
“Certain of the Trustees are also Trustees of The Banner of Truth Building Fund Trust. The Building Fund Trust owns the Grey House and the warehouses used by the Trust. A sum of £49,005 is owed from The Banner of Truth Building Fund Trust at 31 March 2025 (2024 : £26,943).” — page 22
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Whitelaw Wells. Discloses 6 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2025

  • Employees paid over £60,000: 2 (£70,001–£80,000: 1; £100,001–£110,000: 1)
  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Self-declared on the annual return for the financial year ending 31/03/2024

  • Employees paid over £60,000: 2 (£60,001–£70,000: 1; £80,001–£90,000: 1)
  • Trustee benefits, answered Yes to: any trustee benefit

Self-declared on the annual return for the financial year ending 31/03/2023

  • Employees paid over £60,000: 1 (£70,001–£80,000: 1)
  • Trustee benefits, answered Yes to: any trustee benefit

Source: this charity’s annual returns on the Charity Commission register.

Annual return filing dates (Charity Commission record)

Of its last 5 annual returns with a recorded received date, 3 were received after the due date: year ending 31/03/2023 (received 05/06/2024, 126 days after the 31/01/2024 due date); year ending 31/03/2022 (received 25/05/2023, 114 days after the 31/01/2023 due date); year ending 31/03/2021 (received 27/04/2022, 86 days after the 31/01/2022 due date).

Due and received dates as recorded in the Commission’s annual-return data; the data does not say whether an extension was agreed. Source: this charity’s annual returns on the Charity Commission register.

Public-sector contracts awarded

From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.

BuyerContractAwardedValue
Hopwood Hall CollegeCA18382 - Hopwood Hall College - Stationery Supply25/08/2026£100k
Gloucestershire County CouncilStationery & Office Supplies for Gloucestershire County Council16/01/2026£700k

Structured financials (annual return, FY ending 31/03/2025)

Total income
£2.4m
Total spending
£2.5m
Reserves (reported)
£1.9m
Employees
17

Reported reserves equal ~8.8 months of spending — above the median for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Charitable activities (91% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.3%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland

Income and spending

Financial year endIncomeSpending
31/03/2025£2.4m£2.5m
31/03/2024£2.4m£2.5m
31/03/2023£2.4m£2.5m
31/03/2022£2.7m£2.1m
31/03/2021£2.2m£1.9m

Common questions

Is THE BANNER OF TRUTH TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity realized a loss of £103,759 for the year, resulting in a decrease in total funds. The trustees consider the current level of free reserves to be adequate to meet operational costs in the coming year, supported by a stated policy of maintaining sufficient cash for one year of operating costs. Its FY2025 accounts were audited by Whitelaw Wells.

What does the highest-paid employee of THE BANNER OF TRUTH TRUST earn?

Per its FY2025 accounts, the highest-paid employee was in the £100,001 - £110,000 band, and 2 employees earned over £60,000.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with DO-IT TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE BANNER OF TRUTH TRUST£2.4m£100,001 - £110,0002unclear—no doubt
DO-IT TRUST FY2025£241k—0unclear—no doubt
GREAT PRIORY OF THE ORDER OF THE TEMPLE FUND OF BENEVOLENCE FY2025£36k—0above—no doubt
NEW WINE TRUST FY2025£4.4m——below—material uncertainty
CHURCH SOCIETY FY2025£301k—0within—no doubt
THE KASNER CHARITABLE TRUST FY2025£487k—0below—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.