THE ROYAL NAVAL BENEVOLENT SOCIETY FOR OFFICERS

Registered charity 207405 · accounts filings on the Charity Commission register · also known as THE ROYAL NAVAL BENEVOLENT SOCIETY, THE ROYAL NAVY OFFICERS' CHARITY

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Latest income

£1.7m

Latest spending

£1.0m

Registered

1962

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity holds substantial unrestricted reserves of £18.6m, significantly exceeding its stated policy target of £375k (six months of expenditure). With a net income of £734,761 and total funds of £19.5m, the charity demonstrates strong financial resilience and adequate resources to continue in operational existence.

What the accounts disclose

Highest-paid employee band: £90,001 - £100,000 — above the median for charities its size (£78k)

“One employee (2024: one employee) had emoluments of £90,000-£100,000 (2024: £90,000-£100,000)” — page 21

Per its FY2025 accounts as filed with the Charity Commission.

Employees paid over £60,000: 1

“One employee (2024: one employee) had emoluments of £90,000-£100,000 (2024: £90,000-£100,000) The cost to this charity is 0in the range of £60,000- £70,000 as a portion of their salary and associated costs are re-charged to ARNO” — page 21

Per its FY2025 accounts as filed with the Charity Commission.

Reserves policy: six months of its own expenditure (held: £18.6m)

“It aims to hold its free reserves to a level equivalent to six months of its own expenditure, which would require a liquid reserve of around £375k.”

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Moore Kingston Smith LLP. Discloses 6 of 6 completeness components.

Structured financials (annual return, FY ending 31/12/2025)

Total income

£1.7m

Total spending

£1.0m

Cost of raising funds

£27k

Reserves (reported)

£375k

Employees

Reported reserves equal ~4.5 months of spending — below the median for charities its size (median 4.8 months; benchmarks).

Register events

Received assets from another charity (03/06/2026) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (11/09/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (11/09/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (20/02/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (06/12/2018) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees

Vice Admiral Andrew Kyte CBchair
COMMANDER BEN HUGHES RN
Commander Penelope Graham RN
Commodore Philip Thicknesse · trustee of 1 other charity
Dr Ian Fyfe-Green · trustee of 1 other charity
Dr Joanne Keogh OBE
Lieutenant Commander William Hairsine RN
Lieutenant Samuel Williams RN
Surgeon Commodore Stuart Millar
VENERABLE MARTIN POLL

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2025	£1.7m	£1.0m
31/12/2024	£928k	£809k
31/12/2023	£724k	£701k
31/12/2022	£1.0m	£711k
31/12/2021	£708k	£726k

Common questions

Is THE ROYAL NAVAL BENEVOLENT SOCIETY FOR OFFICERS financially healthy?

What does the highest-paid employee of THE ROYAL NAVAL BENEVOLENT SOCIETY FOR OFFICERS earn?

Per its FY2025 accounts, the highest-paid employee was in the £90,001 - £100,000 band, and 1 employees earned over £60,000.