SAINT MARGARET'S CONVENT (SSM CHISWICK) CIO

Registered charity 1188112 · accounts filings on the Charity Commission register

Following the religious life in the Church of England by the promotion and maintenance of public worship; the promotion of religious teaching and spirituality; the provision of personal, nursing and residential care to elderly residents.

Causes: Disability · The Advancement Of Health Or Saving Of Lives · Religious Activities · Get email alerts

Latest income

£4.6m

Latest spending

£4.8m

Registered

2020

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the group reported a net decrease in funds of £305,037 for the year ended 31 March 2025, driven by net investment losses and expenditure exceeding income before investment gains. Per the trustees' report, free reserves were below the stated policy target for the care home component, though the trustees are confident this shortfall will be eradicated over the next five years due to high occupancy rates.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Charges for nursing and residential care services (87% of income)

“Of this amount £ 3,987,496 (2024: £3,866,878) arose from nursing and residential home fees.”

Per its FY2025 accounts as filed with the Charity Commission.

Reserves position: below the charity's own stated reserves policy (held: £3.4m; policy: six months budgeted expenditure of St Mary’s and eighteen month’s budgeted expenditure of the charity)

“Funds available to support the work of St Mary’s were £2,210,873. These were at a level just below that required by St Mary’s reserves policy set out above.” — page 14

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: The freehold of the premises from which the Home operates is owned by the CIO. Until the 9 April 2025, the Home occupied the premises in return for an annual peppercorn licence fee in accordance with a written Memorandum of Understanding, which was not legally enforceable and, as such, the charity had no security of tenure.

“The freehold of the premises from which the Home operates is owned by the CIO. Until the 9 April 2025, the Home occupied the premises in return for an annual peppercorn licence fee in accordance with a written Memorandum of Understanding, which was not legally enforceable and, as such, the charity had no security of tenure.” — page 46

“Five trustees, as members of the Chapter of the Society of Saint Margaret, have no resources of their own as all earnings, pensions and other income have been donated to the charity under a Gift Aid compliant Deed of Covenant. During the year, the total amount donated by these individuals, whilst they were trustees, to the charity was £49,706 (2024 - £35,408).” — page 47

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Five trustees, as members of the Chapter of the Society of Saint Margaret, have no resources of their own as all earnings, pensions and other income have been donated to the charity under a Gift Aid compliant Deed of Covenant. During the year, the total amount donated by these individuals, whilst they were trustees, to the charity was £49,706 (2024 - £35,408).

“The freehold of the premises from which the Home operates is owned by the CIO. Until the 9 April 2025, the Home occupied the premises in return for an annual peppercorn licence fee in accordance with a written Memorandum of Understanding, which was not legally enforceable and, as such, the charity had no security of tenure.” — page 46

“Five trustees, as members of the Chapter of the Society of Saint Margaret, have no resources of their own as all earnings, pensions and other income have been donated to the charity under a Gift Aid compliant Deed of Covenant. During the year, the total amount donated by these individuals, whilst they were trustees, to the charity was £49,706 (2024 - £35,408).” — page 47

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Included in donations in the year to 31 March 2024 is a donation of £5,000 paid towards the care and support of the brother of a trustee, Miss Pamela Groombridge (Sister Mary Paul SSM), who is also a member and beneficiary of the charity.

“The freehold of the premises from which the Home operates is owned by the CIO. Until the 9 April 2025, the Home occupied the premises in return for an annual peppercorn licence fee in accordance with a written Memorandum of Understanding, which was not legally enforceable and, as such, the charity had no security of tenure.” — page 46

“Five trustees, as members of the Chapter of the Society of Saint Margaret, have no resources of their own as all earnings, pensions and other income have been donated to the charity under a Gift Aid compliant Deed of Covenant. During the year, the total amount donated by these individuals, whilst they were trustees, to the charity was £49,706 (2024 - £35,408).” — page 47

Per its FY2025 accounts as filed with the Charity Commission.

Trading subsidiary: St Mary’s Convent and Nursing Home (Chiswick)

“St Mary’s Convent and Nursing Home (Chiswick) is a company limited by guarantee (Company Registration Number 3959483 (England and Wales)) incorporated on 24 March 2000 and was registered as a charity (Charity Registration Number 1080751) on 16 May 2000.” — page 4

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Buzzacott Audit LLP. Discloses 3 of 6 completeness components.

Property (HM Land Registry)

3 registered titles in England and Wales held by the charity’s company or corporate body (1 freehold); recorded price paid £160k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2025)

Total income

£4.6m

Total spending

£4.8m

Cost of raising funds

£72k

Reserves (reported)

£3.4m

Employees

98

Reported reserves equal ~8.4 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (87% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 1.6% of total income — below the median for charities its size (5.2%) (benchmarks).

Register events

Received assets from another charity (26/10/2021) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

Sister Jennifer Anne Goodeve SSMchair
Andrew Michael Pettman · trustee of 1 other charity
Dr PETA DUNSTAN · trustee of 3 other charities
PAMELA MARY GROOMBRIDGE
SHIRLEY ANN JEPSON
SISTER CATHERINE MARY ALLEN · trustee of 1 other charity
Sister Cynthia Florence Boreham SSM

Trustee list from the Charity Commission register (current, not historical).

Operates in: East Sussex · Hounslow

Income and spending

Financial year end	Income	Spending
31/03/2025	£4.6m	£4.8m
31/03/2024	£4.6m	£4.6m
31/03/2023	£4.0m	£4.1m
31/03/2022	£3.8m	£3.8m
31/03/2021	£21.4m	£3.9m

Common questions

Is SAINT MARGARET'S CONVENT (SSM CHISWICK) CIO financially healthy?

Per its FY2025 accounts: The accounts state that the group reported a net decrease in funds of £305,037 for the year ended 31 March 2025, driven by net investment losses and expenditure exceeding income before investment gains. Per the trustees' report, free reserves were below the stated policy target for the care home component, though the trustees are confident this shortfall will be eradicated over the next five years due to high occupancy rates. Its FY2025 accounts were audited by Buzzacott Audit LLP.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ST. MARY'S CONVENT AND NURSING HOME (CHISWICK).

ST. MARY'S CONVENT AND NURSING HOME (CHISWICK) income £4.7m
THE COMMUNITY OF ST MARY THE VIRGIN AT WANTAGE income £380k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIATICAL PARISH OF ALL SAINTS, MARGARET STREET, LONDON W1 income £516k
CONGREGATION OF LA RETRAITE CIO income £866k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST NICHOLAS WITH ST MARY MAGDALENE, CHISWICK income £222k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARGARET, LEIGH ON SEA income £160k

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
SAINT MARGARET'S CONVENT (SSM CHISWICK) CIO	£4.6m	—	—	below	—	no doubt
ST. MARY'S CONVENT AND NURSING HOME (CHISWICK) FY2025	£4.7m	£151,038	—	below	—	no doubt
THE COMMUNITY OF ST MARY THE VIRGIN AT WANTAGE FY2025	£380k	—	—	unclear	—	no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIATICAL PARISH OF ALL SAINTS, MARGARET STREET, LONDON W1 FY2024	£516k	—	0	unclear	—	no doubt
CONGREGATION OF LA RETRAITE CIO FY2024	£866k	—	0	unclear	—	no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST NICHOLAS WITH ST MARY MAGDALENE, CHISWICK FY2025	£222k	—	0	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.