BAPTIST BUILDING CIO

Registered charity 1185767 · accounts filings on the Charity Commission register

The advancement of the Christian faith by facilitating the mission of Baptist Churches in the United Kingdom and Ireland by making loans and grants for the building, purchase, enlargement and repairs to places of worship and other halls belonging to Churches or Colleges of the Baptist denomination of the Christian faith.

Causes: Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Latest income

£221k

Latest spending

£117k

Registered

2019

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that total funds amounted to £5,997,014, with unrestricted reserves of £21,008 held in the General Fund. The charity maintains a reserves policy targeting approximately six months' support costs (£19,000), and the actual General Fund balance of £21,008 is above this stated target. The auditor confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Fundraising cost ratio: 0.6% of fundraised income, as disclosed

“Charity expenditure is considered to be modest at 0.6% of total funds (excluding grants and costs associated with ultimate trust properties). This is incurred in promoting the aims and awareness of this charity and dealing with its administration.” — page 6

Per its FY2025 accounts as filed with the Charity Commission.

Reserves policy: approximately six months' expenditure on support costs (approximately £19,000) (held: £21k)

“It is the policy of this charity to maintain the General Fund at a level which equates to approximately six months' expenditure on support costs (approximately £19,000).” — page 7

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Reimbursement of expenses to 8 trustees

“Expenses reimbursements paid to 8 (2024: 10) trustees during the year amounted to £1,534 (2024: £2,824) in respect of travelling and other expenses incurred on behalf of the charity.” — page 23

“During 2025, the employment costs of the Administrator totalled £17,942 (2024: £17,003), being the remuneration of the key management personnel.” — page 23

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Remuneration of Administrator (Key Management Personnel)

“Expenses reimbursements paid to 8 (2024: 10) trustees during the year amounted to £1,534 (2024: £2,824) in respect of travelling and other expenses incurred on behalf of the charity.” — page 23

“During 2025, the employment costs of the Administrator totalled £17,942 (2024: £17,003), being the remuneration of the key management personnel.” — page 23

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Griffin Chartered Accountants. Discloses 5 of 6 completeness components.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/12/2021)

Total income

£1.4m

Total spending

£408k

Reserves (reported)

£2.9m

Employees

Reported reserves equal ~85.0 months of spending — in the top quarter for charities its size (median 7.0 months; benchmarks).

Per its annual return, largest income source: Other (98% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (2.9%) (benchmarks).

Trustees · trustee networks

Andrew Meirion Lewis BSc DipArb FRICS FCIArb
DAVID WILFRED THOMPSON
John David Levick · trustee of 5 other charities
John Walker LLB DLP
Kirsten Hughes-Hallett
MARK ROGERS · trustee of 1 other charity
PHILIP MICHAEL SMEDLEY · trustee of 1 other charity
Rev Helen Anne Wordsworth
Rev IAN JOHN BUNCE · trustee of 1 other charity

Trustee list from the Charity Commission register (current, not historical).

Operates in: Ireland · Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2025	£221k	£117k
31/12/2024	£272k	£143k
31/12/2023	£216k	£125k
31/12/2022	£55k	£68k
31/12/2021	£1.4m	£408k

Common questions

Is BAPTIST BUILDING CIO financially healthy?

Per its FY2025 accounts: The accounts state that total funds amounted to £5,997,014, with unrestricted reserves of £21,008 held in the General Fund. The charity maintains a reserves policy targeting approximately six months' support costs (£19,000), and the actual General Fund balance of £21,008 is above this stated target. The auditor confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified. Its FY2025 accounts were audited by Griffin Chartered Accountants.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE BAPTIST UNION OF GREAT BRITAIN	1	£1.2m
THE THOMPSON6 CHARITABLE TRUST	1	£24k
REDHILL BAPTIST CHURCH	1	£7k
THE LAWSON TRUST CIO	1	£5k
SUTTON BAPTIST CHURCH	1	£2k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE BAPTIST BUILDING FUND FOR WALES.

THE BAPTIST BUILDING FUND FOR WALES income £484k
WOODBRIDGE QUAY CHURCH income £248k
DIDCOT BAPTIST CHURCH income £226k
THE LONDON BAPTIST PROPERTY BOARD LIMITED income £1.0m
BURLINGTON BAPTIST CHURCH, IPSWICH, SUFFOLK income £253k
BLUNTISHAM BAPTIST CHURCH income £172k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
BAPTIST BUILDING CIO	£221k	—	unclear	0.6%	no doubt
THE BAPTIST BUILDING FUND FOR WALES FY2024	£484k	—	unclear	—	no doubt
WOODBRIDGE QUAY CHURCH FY2024	£248k	—	unclear	—	no doubt
DIDCOT BAPTIST CHURCH FY2024	£226k	—	above	—	no doubt
THE LONDON BAPTIST PROPERTY BOARD LIMITED FY2024	£1.0m	—	unclear	—	no doubt
BURLINGTON BAPTIST CHURCH, IPSWICH, SUFFOLK FY2024	£253k	—	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.