UNITED KINGDOM RESERVE FORCES ASSOCIATION

Registered charity 1181194 · accounts filings on the Charity Commission register

UKRFA provides financial support to enable UK serving Reservists to participate in international reservist activities both within NATO and wider across the world. Support is available to Reserve Officers, Reserve Medical Officers, and Reserve Non Commissioned Officers. Activities supported include Education and Training, which enhance the utility and employability of Reservists in civilian life.

Causes: Education/training · Armed Forces/emergency Service Efficiency · Grant history (this charity is a funder) · Get email alerts

Latest income
£515k
Latest spending
£582k
Registered
2018
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity operated at a net deficit of £66,260, reducing its unrestricted reserves from £106,385 to £40,125. The trustees consider this position acceptable and confirm the charity has adequate resources to continue as a going concern. The charity holds no investments other than surplus cash and relies primarily on grants from the Ministry of Defence.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: prudent to hold year to year surpluses to cover any delays especially in the receipt of incoming funding (held: £40k)
“In certain financial years the income received cannot be wholly spent by the year end, and as the highest level of expenditure occurs in the first 6 months of the financial year it is prudent to hold year to year surpluses to cover any delays especially in the receipt of incoming funding.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: Honorarium of £25,144 paid to Trustee Colonel Christopher Lee Argent to oversee and manage military operations.
“During the year, honorarium totalling £25,144 (2024: £25,144) was paid to the Trustee, Colonel Christopher Lee Argent, to oversee and manage the military operations of the Charity.” — page 17
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: The Association has a related party relationship with the Ministry of Defence and the Single Armed Services under a Memorandum of Understanding and the majority of the Association’s Funding is provided by the Armed Services who directs the activities on which the Charity expends its Resources.
“The Association has a related party relationship with the Ministry of Defence and the Single Armed Services under a Memorandum of Understanding and the majority of the Association’s Funding is provided by the Armed Services who directs the activities on which the Charity expends its Resources.” — page 7
“The Association has a related party relationship with the Council of Reserve Forces & Cadets who provide two of the ex officio Trustees, the Secretary General and Director of Resources, together with providing free of charge office facilities, accountancy and secretarial services.” — page 7
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: The Association has a related party relationship with the Council of Reserve Forces & Cadets who provide two of the ex officio Trustees, the Secretary General and Director of Resources, together with providing free of charge office facilities, accountancy and secretarial services.
“The Association has a related party relationship with the Ministry of Defence and the Single Armed Services under a Memorandum of Understanding and the majority of the Association’s Funding is provided by the Armed Services who directs the activities on which the Charity expends its Resources.” — page 7
“The Association has a related party relationship with the Council of Reserve Forces & Cadets who provide two of the ex officio Trustees, the Secretary General and Director of Resources, together with providing free of charge office facilities, accountancy and secretarial services.” — page 7
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 31/03/2025)

Total income
£515k
Total spending
£582k
Reserves (reported)
£40k
Employees
0

Reported reserves equal ~0.8 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£515k£582k
31/03/2024£543k£544k
31/03/2023£373k£452k
31/03/2022£169k£96k
31/03/2021£190k£80k

Common questions

Is UNITED KINGDOM RESERVE FORCES ASSOCIATION financially healthy?

Per its FY2025 accounts: The accounts state that the charity operated at a net deficit of £66,260, reducing its unrestricted reserves from £106,385 to £40,125. The trustees consider this position acceptable and confirm the charity has adequate resources to continue as a going concern. The charity holds no investments other than surplus cash and relies primarily on grants from the Ministry of Defence. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with UKAF RUGBY FOOTBALL CLUB.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
UNITED KINGDOM RESERVE FORCES ASSOCIATION£515k—0unclear—no doubt
UKAF RUGBY FOOTBALL CLUB FY2025£186k—0unclear—no doubt
BFBS FY2025£32.3m——unclear—no doubt
THE ROYAL AIR FORCES ASSOCIATION - CORPORATE BODY FY2024£21.6m—10unclear—no doubt
ROYAL ENGINEERS VOCATIONAL EDUCATION AND TRAINING TRUST FY2025£730k—0above—no doubt
ARMY RIFLE ASSOCIATION FY2024£211k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.