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CARING FOR LIFE

Registered charity 1174982 · accounts filings on the Charity Commission register · also known as CFL

Caring For Life is a Christian charity which strives to "Share the Love of Jesus" with those in desperate need. CFL fulfils its aims through core areas of ministry. Providing supported homes for particularly vulnerable men and women. Providing housing support through the Community based Support team. Providing therapeutic daytime projects for individuals to engage and develop.

Causes: Education/training · Disability · Religious Activities · Environment/conservation/heritage · website · Get email alerts

Latest income
£4.8m
Latest spending
£4.5m
Registered
2017
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported total income of £4.84 million and total expenditure of £4.50 million for the year ended 31 January 2025. Per the trustees' report, free reserves were negative £471k, which is below the stated policy target of £350k, although operational reserves including designated funds were £496k. The trustees confirmed the group has adequate resources to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £-471k; policy: £350k)
“At the year end, the charity had negative free reserves of £471k which is below the trustee’s required range.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Charity leases properties from subsidiary Caring for Life Properties Limited at £12,400 per annum.
“The charity leases properties from Caring for Life Properties Limited, a subsidiary, on a formal lease at a rent of £12,400 (2024: £12,400) per annum.” — page 79
“During the year, the charity recharged goods and services of £758.484 (2024: £624,145) to Caring for Life Trading, this includes recharged salary costs of £667,585 (2024: £537,911).” — page 79
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Charity recharged goods and services to subsidiary Caring for Life Trading Limited.
“The charity leases properties from Caring for Life Properties Limited, a subsidiary, on a formal lease at a rent of £12,400 (2024: £12,400) per annum.” — page 79
“During the year, the charity recharged goods and services of £758.484 (2024: £624,145) to Caring for Life Trading, this includes recharged salary costs of £667,585 (2024: £537,911).” — page 79
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Trustees received unconditional donations.
“The charity leases properties from Caring for Life Properties Limited, a subsidiary, on a formal lease at a rent of £12,400 (2024: £12,400) per annum.” — page 79
“During the year, the charity recharged goods and services of £758.484 (2024: £624,145) to Caring for Life Trading, this includes recharged salary costs of £667,585 (2024: £537,911).” — page 79
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by BHP LLP. Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — Caring For Life (matched by registered charity number).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/01/2025)

Total income
£4.8m
Total spending
£4.5m
Cost of raising funds
£1.8m
Reserves (reported)
£350k
Employees
80

Reported reserves equal ~0.9 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, cost of raising funds: 37.4% of total income — above the 90th percentile for charities its size (median 5.2%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Leeds City

Income and spending

Financial year endIncomeSpending
31/01/2025£4.8m£4.5m
31/01/2024£4.1m£4.3m
31/01/2023£4.9m£4.3m
31/01/2022£4.0m£3.9m
31/01/2021£4.9m£3.6m

Common questions

Is CARING FOR LIFE financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported total income of £4.84 million and total expenditure of £4.50 million for the year ended 31 January 2025. Per the trustees' report, free reserves were negative £471k, which is below the stated policy target of £350k, although operational reserves including designated funds were £496k. The trustees confirmed the group has adequate resources to continue as a going concern. Its FY2025 accounts were audited by BHP LLP.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
UBS UK Donor-Advised Foundation1£160k
CARERS TRUST1£50k
THE HEADLEY TRUST1£40k
G M MORRISON CHARITABLE TRUST1£13k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST. MARY AND ST. MICHAEL GREAT MALVERN1£7k
OAKHALL CHURCH, CATERHAM1£6k
BELMONT EXETER1£4k
JOHN JACKSON CHARITABLE TRUST1£4k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CARE FOR THE FAMILY.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CARING FOR LIFE£4.8m—0below—no doubt
CARE FOR THE FAMILY FY2024£4.2m——above8.1%no doubt
CARE (CHRISTIAN ACTION RESEARCH AND EDUCATION) FY2025£2.3m——unclear—no doubt
THE LIFE AND LIGHT MISSIONS FY2025£921k—0unclear—no doubt
CARE FOR THE CARERS FY2025£1.7m—0unclear—no doubt
NEW LIFE CHURCH MINISTRIES (SLEAFORD) FY2025£585k—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.