TRANSPORT BENEVOLENT FUND (CIO)

Registered charity 1160901 · accounts filings on the Charity Commission register · also known as TBF ( CIO) · also registered in Scotland as SC047016 (OSCR)

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Latest income
£5.2m
Latest spending
£5.1m
Registered
2015
Accounts read
FY2023

Financial health, per its FY2023 accounts

The accounts state that unrestricted reserves increased to £5,508,000, which the trustees consider adequate but below their stated policy target of two years' expenditure cover. The charity reports a sound financial position with good cash flow, maintaining a strategic cash reserve of between £450,000 and £500,000 to mitigate risks related to employer contributions and bank stability.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy
The trustees wish the general reserve to represent two years' expenditure cover. The present level does not meet the objective but Is considered adequate.
Per its FY2023 accounts as filed with the Charity Commission.
Related-party transaction: Trustees and their dependants are eligible for benefits on the same terms as other beneficiaries.
The total value of grants or services made to trustees or their dependants from the unrestricted fund was E657 (2022: E902), involving three trustees and one partners. No grants or services were made to trustees or their dependants from the TfL Staff Welfare Fund. — page 48
Per its FY2023 accounts as filed with the Charity Commission.

Accounts audited by Goldwins Limited. Discloses 3 of 6 completeness components.

Public fundraising profile: JustGiving — Transport Benevolent Fund CIO (matched by registered charity number).

Structured financials (annual return, FY ending 31/03/2025)

Total income
£5.2m
Total spending
£5.1m
Cost of raising funds
£1.2m
Reserves (reported)
£5.6m
Employees
25

Reported reserves equal ~13.3 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Register events

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£5.2m£5.1m
31/03/2024£5.0m£4.8m
31/03/2023£4.8m£4.3m
31/03/2022£5.1m£4.3m
31/03/2021£4.6m£3.6m

Common questions

Is TRANSPORT BENEVOLENT FUND (CIO) financially healthy?

The accounts state that unrestricted reserves increased to £5,508,000, which the trustees consider adequate but below their stated policy target of two years' expenditure cover. The charity reports a sound financial position with good cash flow, maintaining a strategic cash reserve of between £450,000 and £500,000 to mitigate risks related to employer contributions and bank stability. Its FY2023 accounts were audited by Goldwins Limited.