THE SALVATION ARMY RETIRED OFFICERS ALLOWANCE SCHEME
THE MAIN ACTIVITIES OF THE CHARITY ARE: TO RELIEVE THE POVERTY OF RETIRED OFFICERS OF THE SALVATION ARMY ANYWHERE IN THE WORLD BY FUNDING PROVISION OF RETIREMENT ALLOWANCES AND TO RELIEVE FINANCIAL HARDSHIP AMONGST ELDERLY RETIRED OFFICERS OF THE SALVATION ARMY ANYWHERE IN THE WORLD BY FUNDING PROVISION OF RETIREMENT ALLOWANCES.
Financial health, per its FY2026 accounts
The accounts state that total funds held at year-end were £118,188,681, comprising £115,319,943 in expendable endowment funds and £2,868,738 in unrestricted funds. The unrestricted funds represent approximately six months of future budgeted grants payable, and the trustees consider there are no material uncertainties regarding the charity's ability to continue as a going concern.
What the accounts disclose
“Total investment income of £2,991,706 (2025: £3,150,876) received during 2025/26 comprised interest receivable of £372,509 (2025: £304,919), dividends receivable of £1,083,699 (2025: £1,326,198) and income from gilts and bonds of £1,535,499 (2025: £1,519,759).” — page 15
“Total expenditure showed an increase from £5,635,867 (2025) to £5,974,501 (2026) including distributions to recipient territories of £5,518,434 (2025: £5,168,088), cost of raising funds of £447,638 (2025: £460,571) and other costs of £8,429 (2025: £7,208).”
“The unrestricted funds held represent the equivalent of approximately 6 months of future budgeted grants payable.” — page 38
“The banking company, Reliance Bank Limited, is a wholly owned subsidiary of SAIT.”
Corporate structure
- Trading subsidiary: RELIANCE BANK LIMITED Companies House 00068835
- Registered company of the charity Companies House 02538134 · Financial health read from its filings
Leadership, per the charity’s website
- General Lyndon Buckingham — General
- Commissioner Edward Hill — Chief of the Staff
- Commissioner Bronwyn Buckingham — World President of Women's Ministries
- Commissioner Shelley Hill — World Secretary for Women's Ministries
- Commissioner Debbie Horwood — International Secretary for Programme Resources
- Commissioner Ted Horwood — International Secretary for Programme Resources
- Commissioner Andrew Morgan — International Secretary for Administration and Personnel
- Commissioner Darlene Morgan — International Secretary for Administration and Personnel
Structured financials (annual return, FY ending 31/03/2026)
Trustees
- THE SALVATION ARMY INTERNATIONAL TRUSTEE COMPANY
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2026 | £4.0m | £6.0m |
| 31/03/2025 | £3.4m | £5.6m |
| 31/03/2024 | £3.7m | £5.2m |
| 31/03/2023 | £3.2m | £5.2m |
| 31/03/2022 | £2.6m | £4.5m |
Common questions
Is THE SALVATION ARMY RETIRED OFFICERS ALLOWANCE SCHEME financially healthy?
Per its FY2026 accounts: The accounts state that total funds held at year-end were £118,188,681, comprising £115,319,943 in expendable endowment funds and £2,868,738 in unrestricted funds. The unrestricted funds represent approximately six months of future budgeted grants payable, and the trustees consider there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2026 accounts were audited by Knox Cropper LLP.
Charities like this
- THE SALVATION ARMY OFFICERS' PENSION FUND
- THE SALVATION ARMY INTERNATIONAL TRUST
- THE SOLDIERS SALVATION LIMITED
- CHARITWORTH LIMITED
- SOLDIERS OFF THE STREET
- THE LIFE GUARDS ASSOCIATION CHARITABLE TRUST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE SALVATION ARMY RETIRED OFFICERS ALLOWANCE SCHEME | £4.0m | — | 0 | within | 11.1% | no doubt |
| THE SALVATION ARMY OFFICERS' PENSION FUND | £4.4m | — | 0 | unclear | — | no doubt |
| THE SALVATION ARMY INTERNATIONAL TRUST | £81.8m | — | — | above | — | no doubt |
| THE SOLDIERS SALVATION LIMITED | £328k | — | 0 | unclear | — | no doubt |
| CHARITWORTH LIMITED | £3.3m | — | 0 | unclear | — | no doubt |
| SOLDIERS OFF THE STREET | £121k | — | 0 | above | — | no doubt |