UPTON BAPTIST CHURCH, CHESTER

Registered charity 1138148 · accounts filings on the Charity Commission register · also known as UBC, Upton Baptist Church (independent)

Promotion of the Christian Gospel within the locality. Support of Christian work in other parts of the world. Provision of help and support in the community where the work is located, including childrens clubs and youth work, as well as adult work.

Causes: General Charitable Purposes · Education/training · Overseas Aid/famine Relief · Religious Activities · Arts/culture/heritage/science · Amateur Sport · Grant history (this charity is a funder) · website · Get email alerts

Latest income

£250k

Latest spending

£156k

Registered

2010

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity holds unrestricted funds of £378,897, which exceeds the trustees' stated reserves policy target of approximately £63,000 (equivalent to six months of essential operating expenditure). The trustees confirm the charity remains in a healthy financial position with adequate resources to continue its operations.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Donations and legacies (70% of income)

“Donations and legacies 222,896” — page 8

Per its FY2025 accounts as filed with the Charity Commission.

Reserves policy: six months of essential operating expenditure (held: £379k)

“The trustees aim to maintain a designated reserve equivalent to approximately six months of essential operating expenditure. Based on the 2025 expenditure, this is currently calculated at approximately £63,000.” — page 4

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Loan to former pastor

“The Joan to the former pastor, Owen Blackwood, of £53,500 made in 2015 remains outstanding. Owen Blackwood resigned as pastor in July 2019. There is no finite date for repayment of the loan. It will continue to run until the property owned by Owen Blackwood is sold, when the loan will be repaid out of the proceeds as it is secured by way of a 2nd charge against the property. No interest will be charged under the agreement.” — page 15

“The Pastor's wife, R L Stott, receives a salary of £10,846 in respect of their employment by Upton Baptist Church.” — page 15

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Salary to trustee's spouse

“The Joan to the former pastor, Owen Blackwood, of £53,500 made in 2015 remains outstanding. Owen Blackwood resigned as pastor in July 2019. There is no finite date for repayment of the loan. It will continue to run until the property owned by Owen Blackwood is sold, when the loan will be repaid out of the proceeds as it is secured by way of a 2nd charge against the property. No interest will be charged under the agreement.” — page 15

“The Pastor's wife, R L Stott, receives a salary of £10,846 in respect of their employment by Upton Baptist Church.” — page 15

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Trustees · trustee networks

Alex Taylor
Andrew Hardie Crerand
Christopher Lawley
David Faraday Stott · trustee of 1 other charity
IAN EDWARD WILLIAMS
IAN THOMPSON
JOHN HOCKING
MR RAY TIBBS
PETER SIDDORN

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cheshire West & Chester

Income and spending

Financial year end	Income	Spending
31/12/2025	£250k	£156k
31/12/2024	£185k	£107k
31/12/2023	£144k	£114k
31/12/2022	£207k	£105k
31/12/2021	£114k	£105k

Common questions

Is UPTON BAPTIST CHURCH, CHESTER financially healthy?

Per its FY2025 accounts: The accounts state that the charity holds unrestricted funds of £378,897, which exceeds the trustees' stated reserves policy target of approximately £63,000 (equivalent to six months of essential operating expenditure). The trustees confirm the charity remains in a healthy financial position with adequate resources to continue its operations. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
INCORPORATED BOURNEMOUTH FREE CHURCH COUNCIL	1	£59k
THE EDWARD CADBURY CHARITABLE TRUST	1	£3k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CHRISTCHURCH BAPTIST CHURCH.

CHRISTCHURCH BAPTIST CHURCH income £410k
PINHOE ROAD BAPTIST CHURCH, EXETER income £211k
GUISELEY BAPTIST CHURCH income £210k
NORTH CHEAM BAPTIST CHURCH income £131k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JOHN THE EVANGELIST, CHURT AND RUSHMOOR income £128k
ROCHESTER BAPTIST CHURCH income £199k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
UPTON BAPTIST CHURCH, CHESTER	£250k	—	unclear	—	no doubt
CHRISTCHURCH BAPTIST CHURCH FY2025	£410k	—	unclear	—	no doubt
PINHOE ROAD BAPTIST CHURCH, EXETER FY2025	£211k	—	above	—	no doubt
GUISELEY BAPTIST CHURCH FY2025	£210k	—	above	—	no doubt
NORTH CHEAM BAPTIST CHURCH FY2025	£131k	£46,813	above	—	no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JOHN THE EVANGELIST, CHURT AND RUSHMOOR FY2024	£128k	—	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.