THE CROSS TRUST

Registered charity 1127046 · accounts filings on the Charity Commission register

To advance any religious or other charitable object, including the support of any religious or charitable institution or work for the furtherance of religious or secular education, to advance the Christian faith in the United Kingdom or overseas, the relief of the poor and needy and comfort of the sick and aged.

Objects

TO ADVANCE RELIGION AND OTHER CHARITABLE PURPOSES, INCLUDING THE SUPPORT OF ANY RELIGIOUS OR CHARITABLE INSTITUTION OR WORK FOR THE FURTHERANCE OF RELIGIOUS OR SECULAR EDUCATION: TO ADVANCE THE CHRISTIAN FAITH IN THE UNITED KINGDOM OR OVERSEAS; THE RELIEF OF THE POOR AND NEEDY AND THE HELP AND COMFORT OF THE SICK AND AGED.

Area of benefit: UNDEFINED. IN PRACTICE, NATIONAL.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · Religious Activities · Grant history (this charity is a funder) · Get email alerts

Registered contact address: Buckinghamshire, South East, England (from the postcode on the register)

Latest income
£707k
Latest spending
£846k
Registered
2008
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net loss of £133,306 for the year, resulting in a decrease in unrestricted reserves from £623,762 to £490,456. The trustees consider the reserves policy target to be three to six months of governance and support costs, and the current free reserves of £490,456 are stated without explicit comparison to a specific monetary target derived from that policy. The auditor confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three to six months of governance and support costs (held: £490k)
“The trustees aim to maintain free reserves equivalent to approximately three to six months of governance and support costs” — page 5
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Lord Michael Farmer, a trustee and director, donated £558,000 (2024: £50,000) to the charity. No restrictions or conditions were placed on these donations.
“During the year, Lord Michael Farmer, a trustee and director, donated £558,000 (2024: £50,000) to the charity. No restrictions or conditions were placed on these donations.” — page 20
“The Lady Farmer, a trustee and director, is also a trustee of Luckley House School Limited. During the year the charity made grants totalling £160,113 (2024: £158,977) to Luckley House School Limited.” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: The Lady Farmer, a trustee and director, is also a trustee of Luckley House School Limited. During the year the charity made grants totalling £160,113 (2024: £158,977) to Luckley House School Limited.
“During the year, Lord Michael Farmer, a trustee and director, donated £558,000 (2024: £50,000) to the charity. No restrictions or conditions were placed on these donations.” — page 20
“The Lady Farmer, a trustee and director, is also a trustee of Luckley House School Limited. During the year the charity made grants totalling £160,113 (2024: £158,977) to Luckley House School Limited.” — page 20
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by SKS Audit LLP. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 05/04/2025

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 05/04/2024

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 05/04/2023

  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Structured financials (annual return, FY ending 05/04/2025)

Total income
£707k
Total spending
£846k
Reserves (reported)
£490k
Employees
0

Reported reserves equal ~7.0 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (99% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Japan · New Zealand · Scotland · South Africa

Income and spending

Financial year endIncomeSpending
05/04/2025£707k£846k
05/04/2024£95k£1.4m
05/04/2023£183k£721k
05/04/2022£4.7m£4.5m
05/04/2021£82k£1.1m

Common questions

Is THE CROSS TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net loss of £133,306 for the year, resulting in a decrease in unrestricted reserves from £623,762 to £490,456. The trustees consider the reserves policy target to be three to six months of governance and support costs, and the current free reserves of £490,456 are stated without explicit comparison to a specific monetary target derived from that policy. The auditor confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified. Its FY2025 accounts were audited by SKS Audit LLP.

Who funds THE CROSS TRUST?

Funders whose own accounts filings name THE CROSS TRUST as a grant recipient include THE CROSS TRUST.

Shared trustees with funders

Register facts shown side by side: a person serves as trustee of both this charity and a funder whose accounts record grants to it. Shared trusteeship is lawful and common; well-run charities manage it through declared-interest procedures.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE CROSS TRUSTFY2021£640k

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with COMMUNITY OF THE HOLY CROSS.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE CROSS TRUST£707k—0unclear—no doubt
COMMUNITY OF THE HOLY CROSS FY2025£408k—0unclear—no doubt
THE PROCLAMATION TRUST FY2025£1.6m——unclear—no doubt
THE CHARIS TRUST FY2025£591k—0unclear—no doubt
THE TERRYS CROSS TRUST FY2025£446k—0unclear—no doubt
SOCIETY OF THE HOLY CROSS (ALSO KNOWN AS SOCIETAS SANCTAE CRUCIS) FY2025£37k—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.