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THE ROPER FAMILY CHARITABLE TRUST

Registered charity 1120400 · accounts filings on the Charity Commission register

The Trustees support charities in and around the Bath area in North Somerset. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£896k
Latest spending
£506k
Registered
2007
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that free reserves were a surplus of £435,968 as of 25 July 2025, up from £11,183 in the prior year. The trustees do not consider that the charity needs to maintain any significant free reserves given the availability of the expendable endowment fund. Total incoming resources increased to £895,687, while total resources expended decreased to £506,477.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: investment income (74% of income)
“investment income of £666,848” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: no significant free reserves (held: £436k)
“Given the availability of the expendable endowment fund the trustees do not consider that the charity needs to maintain any significant free reserves although they recognise that such reserves will arise from time to time.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Ludlow Trust Company Limited charged fees for administrative services of £32,602
“Ludlow Trust Company Limited charged fees for administrative services of £32,602 (2024: £31,590), as shown in note 3, with £2,348 (2024: £2,191) payable at the balance sheet date. These fees are authorised under the section 6 of the Trust Deed.” — page 15
“During the year under review, a grant of £25,000 (2024: £25,000) was awarded to Bath Mozartfest Limited, of which one of the trustees is also a trustee.” — page 15
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grant of £25,000 to Bath Mozartfest Limited, where one trustee is also a trustee.
“Ludlow Trust Company Limited charged fees for administrative services of £32,602 (2024: £31,590), as shown in note 3, with £2,348 (2024: £2,191) payable at the balance sheet date. These fees are authorised under the section 6 of the Trust Deed.” — page 15
“During the year under review, a grant of £25,000 (2024: £25,000) was awarded to Bath Mozartfest Limited, of which one of the trustees is also a trustee.” — page 15
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grant of £25,000 to South West Action for Learning And Living Our Way Limited, where one trustee is also a trustee.
“Ludlow Trust Company Limited charged fees for administrative services of £32,602 (2024: £31,590), as shown in note 3, with £2,348 (2024: £2,191) payable at the balance sheet date. These fees are authorised under the section 6 of the Trust Deed.” — page 15
“During the year under review, a grant of £25,000 (2024: £25,000) was awarded to Bath Mozartfest Limited, of which one of the trustees is also a trustee.” — page 15
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Blue Spire Limited. Discloses 5 of 6 completeness components.

Structured financials (annual return, FY ending 25/07/2025)

Total income
£896k
Total spending
£506k
Cost of raising funds
£36k
Reserves (reported)
£436k
Employees
0

Reported reserves equal ~10.3 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Investments (75% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 4.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Bath And North East Somerset

Income and spending

Financial year endIncomeSpending
25/07/2025£896k£506k
25/07/2024£549k£620k
25/07/2023£449k£583k
25/07/2022£597k£593k
25/07/2021£661k£608k

Common questions

Is THE ROPER FAMILY CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that free reserves were a surplus of £435,968 as of 25 July 2025, up from £11,183 in the prior year. The trustees do not consider that the charity needs to maintain any significant free reserves given the availability of the expendable endowment fund. Total incoming resources increased to £895,687, while total resources expended decreased to £506,477. Its FY2025 accounts were audited by Blue Spire Limited.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with The Patricia Routledge Foundation.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE ROPER FAMILY CHARITABLE TRUST£896k—0above—no doubt
The Patricia Routledge Foundation FY2025£614k—0below—no doubt
THE CORTON HILL TRUST FY2025£933k—0below—no doubt
THE LIDBURY FAMILY TRUST FY2025£123k—0above—no doubt
PAULINE MEREDITH CHARITABLE TRUST FY2025£185k—0unclear—no doubt
THE LEAGUE OF FRIENDS OF THE ROYAL UNITED HOSPITALS (BATH) FY2025£1.7m—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.