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BAIN CHARITABLE TRUST

Registered charity 1103185 · accounts filings on the Charity Commission register · also known as THE BAIN CHARITABLE TRUST

The charity pays income to charitable institutions at the absolute discretion of the trustees, favouring charities in the North West of England. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Causes: General Charitable Purposes · Grant history (this charity is a funder) · Get email alerts

Latest income
£128k
Latest spending
£61k
Registered
2004
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity generated investment income of £100,512 and incurred total payments of £28,179, resulting in a net increase in funds. The trustees confirm that systems are established to mitigate risks, with the main risk identified as the variability of investment returns. No specific reserves policy is maintained as unrestricted funds are paid to beneficiaries throughout the year.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investment income (100% of income)
“The fund generated investment income of £100,512 (2024: £90,538) in the year to fund its charitable activities.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Transaction charges paid to HSBC Bank plc for investment acquisition/disposal.
“In addition to the fees shown on page 5, as a result of the acquisition and disposal of investments, the charity pays transaction charges to HSBC Bank plc. The charges are calculated on a sliding scale at a percentage of the transactions value plus VAT and are added to or deducted from the cost of the investments or the disposal proceeds in accordance with UK standard accounting practice.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 3 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Blackburn With Darwen · Cheshire East · Cheshire West & Chester · Lancashire

Income and spending

Financial year endIncomeSpending
18/03/2025£128k£61k
05/04/2024£91k£208k
05/04/2023£78k£116k
05/04/2022£63k£60k
05/04/2021£74k£125k

Common questions

Is BAIN CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity generated investment income of £100,512 and incurred total payments of £28,179, resulting in a net increase in funds. The trustees confirm that systems are established to mitigate risks, with the main risk identified as the variability of investment returns. No specific reserves policy is maintained as unrestricted funds are paid to beneficiaries throughout the year. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
SOLEV CO LIMITED1£17k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with RINA CHARITABLE TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
BAIN CHARITABLE TRUST£128k—0unclear—no doubt
RINA CHARITABLE TRUST FY2025£336k—0above—no doubt
BNA CHARITABLE INCORPORATED ORGANISATION FY2025£356k—0unclear—no doubt
THE BLOOMFIELD CHARITABLE TRUST FY2026£486k—0below—no doubt
BHM CHARITABLE TRUST FY2025£136k—0within—no doubt
BRIAN WILSON CHARITABLE TRUST FY2025£126k—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.