BAIN CHARITABLE TRUST

Registered charity 1103185 · accounts filings on the Charity Commission register · also known as THE BAIN CHARITABLE TRUST

The charity pays income to charitable institutions at the absolute discretion of the trustees, favouring charities in the North West of England. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Objects

1. THE TRUSTEES SHALL HOLD THE CAPITAL AND INCOME OF THE TRUST FUND UPON TRUST TO APPLY THE INCOME AND ALL OR SUCH PART OR PARTS OF THE CAPITAL AT SUCH TIME OR TIMES AND IN SUCH MANNER TO OR FOR THE BENEFIT OF SUCH EXCLUSIVELY CHARITABLE OBJECTS AND PURPOSES IN ANY PART OF THE WORLD AS THE TRUSTEES MAY IN THEIR ABSOLUTE DISCRETION THINK FIT.2. THE TRUSTEES MAY IN THEIR ABSOLUTE DISCRETION FOR THE PERIOD OF 21 YEARS FROM THE DATE OF THIS DEED INSTEAD OF APPLYING THE INCOME OF THE CHARITY IN ANY YEAR ACCUMULATE ALL OR ANY PART OF SUCH INCOME AT COMPOUND INTEREST BY INVESTING THE SAME AND THE RESULTING INCOME IN ANY OF THE AUTHORISED INVESTMENTS AND HOLD THE SAME AS AN ACCRETION TO AND AS PART OF THE CAPITAL OF THE CHARITY WITHOUT PREJUDICE TO THE RIGHT TO APPLY THE WHOLE OR ANY PART OF SUCH ACCUMULATED INCOME IN ANY SUBSEQUENT YEAR AS IF THE SAME WERE INCOME OF THE CHARITY ARISING IN THE THEN CURRENT YEAR.

Area of benefit: IN ANY PART OF THE WORLD AS THE TRUSTEES MAY IN THEIR ABSOLUTE DISCRETION THINK FIT

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Grant history (this charity is a funder) · Get email alerts

Registered contact address: Winchester, South East, England (from the postcode on the register)

Latest income
£128k
Latest spending
£61k
Registered
2004
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity generated investment income of £100,512 and incurred total payments of £28,179, resulting in a net increase in funds. The trustees confirm that systems are established to mitigate risks, with the main risk identified as the variability of investment returns. No specific reserves policy is maintained as unrestricted funds are paid to beneficiaries throughout the year.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investment income (100% of income)
“The fund generated investment income of £100,512 (2024: £90,538) in the year to fund its charitable activities.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Transaction charges paid to HSBC Bank plc for investment acquisition/disposal.
“In addition to the fees shown on page 5, as a result of the acquisition and disposal of investments, the charity pays transaction charges to HSBC Bank plc. The charges are calculated on a sliding scale at a percentage of the transactions value plus VAT and are added to or deducted from the cost of the investments or the disposal proceeds in accordance with UK standard accounting practice.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 3 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 18/03/2025

  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 05/04/2024

  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 05/04/2023

  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Blackburn With Darwen · Cheshire East · Cheshire West & Chester · Lancashire

Income and spending

Financial year endIncomeSpending
18/03/2025£128k£61k
05/04/2024£91k£208k
05/04/2023£78k£116k
05/04/2022£63k£60k
05/04/2021£74k£125k

Common questions

Is BAIN CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity generated investment income of £100,512 and incurred total payments of £28,179, resulting in a net increase in funds. The trustees confirm that systems are established to mitigate risks, with the main risk identified as the variability of investment returns. No specific reserves policy is maintained as unrestricted funds are paid to beneficiaries throughout the year. Its FY2025 accounts were independently examined.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE BANISTER CHARITABLE TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
BAIN CHARITABLE TRUST£128k—0unclear—no doubt
THE BANISTER CHARITABLE TRUST FY2025£214k—0below—not going concern
THE JOAN LYNETTE DALTON CHARITABLE TRUST FY2025£120k——unclear—no doubt
THE BRYAN CHRISTOPHER CORRIGAN CHARITABLE TRUST FY2025£43k—0unclear—no doubt
THE MAY HARDY MBE CHARITABLE TRUST FY2025£48k—0above—no doubt
INTRUST FY2026£482k——unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.