C.A.B. CORNWALL
Registered charity 1096193 · accounts filings on the Charity Commission register · also known as KERRIER DISTRICT CITIZENS ADVICE BUREAU
To help people resolve their legal, money and other problems by providing free, confidential, impartial and independent information, advice, advocacy and representation to individuals, and by influencing policymakers.
Causes: Education/training · The Prevention Or Relief Of Poverty · Other Charitable Purposes · website · Get email alerts
Financial health, per its FY2025 accounts
The accounts state that the charity reported a surplus of £11,034 for the year ended 31 March 2025, with total income of £1,824,617 and total expenditure of £1,805,582. Free reserves stood at £517,483, which the trustees confirm is equivalent to over three months of organisational expenditure, satisfying their stated reserves policy. While the charity maintains adequate resources to continue as a going concern, the trustees note that funding from certain contracts is ending and alternative funding is being sought to maintain financial stability.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Reserves policy: three months of expenditure (held: £517k)
“It has established a policy whereby the free reserves (unrestricted funds less the value of fixed assets) held by the Charity should be maintained at a level equivalent to three months' expenditure.” — page 10
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grant funding totalling £13,669 was received in the year to provide mental health first aid training and advice. At the balance sheet date the amount due to/from Cornwall Community Foundation was £Nil (2024 - £Nil).
“During the year the Charity made the following related party transactions: Cornwall Community Foundation (Trustee Frances Keene is a member of the grants committee.) Grant funding totalling £13,669 was received in the year to provide mental health first aid training and advice. At the balance sheet date the amount due to/from Cornwall Community Foundation was £Nil (2024 - £Nil). Page 50” — page 52
Per its FY2025 accounts as filed with the Charity Commission.
Accounts audited by PKF Francis Clark. Discloses 5 of 6 completeness components.
Year-over-year changes
- Going concern: going-concern doubt noted (FY2024) → no going-concern doubt (FY2025).
Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.
Corporate structure
Public fundraising profile: JustGiving — Citizens Advice Cornwall (matched by registered charity number).
Leadership, per the charity’s website
- Jon Berg — Chief Executive Officer (source)
- Dr Clive Acraman — Chair of Trustees (source)
- Jonathan Berg — Chief Executive Officer (source)
- Ellen Lawson — Head of Operations (source)
- Georgina French — Human Resources Manager (source)
Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.
Company officers (Companies House)
Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.
- ACRAMAN, Clive, Dr — director, appointed 14/01/2026on trustee list
- ROY, Graeme — director, appointed 17/06/2025on trustee list
- LAKE-JONES, Joanna — director, appointed 02/04/2025on trustee list
- VEATER-CAREY, Gavin — director, appointed 03/12/2024on trustee list
- STOLLIDAY, Stephen Paul — director, appointed 09/05/2023on trustee list
- ABRAHAM, Jane Amanda — director, appointed 01/11/2022on trustee list
- COLE, Pamela Elizabeth — director, appointed 01/11/2022on trustee list
- HOBBS, Susan Janet — director, appointed 06/12/2021on trustee list
- KEENE, Frances Anne — director, appointed 27/09/2019on trustee list
Official officers record.
Public profiles (found on the charity’s own website): facebook · instagram
Structured financials (annual return, FY ending 31/03/2025)
Reported reserves equal ~3.4 months of spending — below the median for charities its size (median 4.8 months; benchmarks).
Per its annual return, largest income source: Charitable activities (96% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).
- Frances Anne Keenechair
- Gavin Ian Veater-Carey
- Graeme Roy
- Jane Amanda Abraham
- Joanna Lake-Jones
- Pamela Elizabeth Cole
- Stephen Paul Stolliday · trustee of 2 other charities
- Susan Janet Hobbs · trustee of 1 other charity
Trustee list from the Charity Commission register (current, not historical).
Operates in: Cornwall
Income and spending
Common questions
Is C.A.B. CORNWALL financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a surplus of £11,034 for the year ended 31 March 2025, with total income of £1,824,617 and total expenditure of £1,805,582. Free reserves stood at £517,483, which the trustees confirm is equivalent to over three months of organisational expenditure, satisfying their stated reserves policy. While the charity maintains adequate resources to continue as a going concern, the trustees note that funding from certain contracts is ending and alternative funding is being sought to maintain financial stability. Its FY2025 accounts were audited by PKF Francis Clark.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with LEWES DISTRICT CITIZENS ADVICE BUREAU.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.