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READING EDUCATION TRUST

Registered charity 1057707 · accounts filings on the Charity Commission register · also known as EALING EDUCATIONAL RESOURCES TRUST

To provide buildings and facilities for quality full time secondary education to students aged 11-17 whose parents appreciate the Christian ethos

Causes: Education/training · Get email alerts

Latest income
£1.1m
Latest spending
£1.3m
Registered
1996
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net deficit of £163,468 for the year ended 31 December 2025, resulting in a decrease in unrestricted reserves to £6,781,152. The trustees maintain that the charity has adequate resources to continue in operational existence for the foreseeable future, with unrestricted reserves significantly exceeding the stated policy target of six months' unrestricted expenditure.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: six months' unrestricted expenditure (held: £6.8m)
“The charity's policy is to maintain minimum free reserves at a level which equates to six months' unrestricted expenditure.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Gift Aid from subsidiary
“£192,613 (2024 : £139,469) was received by the Charity from the subsidiary under gift aid in the year.” — page 30
“During the year Reading Education Trust made payments totalling £6,965.34, to a related party, UBT (EU) Ltd for insurance services.” — page 30
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Insurance services from related party
“£192,613 (2024 : £139,469) was received by the Charity from the subsidiary under gift aid in the year.” — page 30
“During the year Reading Education Trust made payments totalling £6,965.34, to a related party, UBT (EU) Ltd for insurance services.” — page 30
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Zest Trading UK Ltd
“The trading activities of the charity’s trading subsidiary Zest Trading UK Ltd, which operates a chain of convenience stores, are undertaken by volunteers.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by mca Banbury Ltd. Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 31/12/2025)

Total income
£1.1m
Total spending
£1.3m
Cost of raising funds
£861k
Reserves (reported)
£0
Employees
0

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Other trading activities (91% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 81.9% of total income — above the 90th percentile for charities its size (median 5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Oxfordshire · Reading · Wokingham

Income and spending

Financial year endIncomeSpending
31/12/2025£1.1m£1.3m
31/12/2024£2.3m£1.5m
31/12/2023£1.7m£1.8m
31/12/2022£1.9m£1.8m
31/12/2021£1.4m£1.5m

Common questions

Is READING EDUCATION TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net deficit of £163,468 for the year ended 31 December 2025, resulting in a decrease in unrestricted reserves to £6,781,152. The trustees maintain that the charity has adequate resources to continue in operational existence for the foreseeable future, with unrestricted reserves significantly exceeding the stated policy target of six months' unrestricted expenditure. Its FY2025 accounts were audited by mca Banbury Ltd.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with KEYSTONE EDUCATION TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
READING EDUCATION TRUST£1.1m—0unclear—no doubt
KEYSTONE EDUCATION TRUST FY2025£107k—0unclear—no doubt
MEDESHAMSTEDE EDUCATION TRUST FY2025£1.7m—0unclear—no doubt
AL RISALAH EDUCATION TRUST FY2025£1.5m—0unclear—no doubt
THE LONG LEYS EDUCATION TRUST FY2025£1.9m—0unclear—no doubt
MOUNTSORREL EDUCATIONAL FUND FY2025£152k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.