ST JOSEPH'S COLLEGE LIMITED

Registered charity 1051688 · accounts filings on the Charity Commission register · also known as ST JOSEPH'S COLLEGE, ST. JOSEPH'S COLLEGE WITH THE SCHOOL OF JESUS AND MARY EDUCATIONAL TRUST LIMITED

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Latest income
£10.9m
Latest spending
£11.5m
Registered
1996
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that the College reported a net income surplus of £276,308 for the year ended 31 July 2024, with total unrestricted funds of £4,684,643. However, the trustees note that on a SORP basis excluding fixed assets and bank loans, the College has net negative free reserves of £1,218,703, a position attributed to campus improvements financed by borrowings. The trustees confirm the College is well-placed to manage its business risks and has adequate resources to continue as a going concern.

What the accounts disclose

Reserves policy: three months of expenditure (held: £4.7m)
The Governors have determined that the appropriate level of free unrestricted reserves should provide sufficient working capital to provide a cushion to deal with unexpected emergencies. This will be no less than 3 months of expenditure, which currently equates to £2,422,802. — page 20
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Governor R Stace's firm provided legal services
R Stace (Governor) is the owner of Richard Stace Employment Law Solicitors. During the year a sum of £Nil (2023 - £3,469) was payable to Richard Stace Employment Law Solicitors for employment law advice. — page 50
3 (2023 – 4) of the Governors are parents or guardians of pupils attending the College. 1 (2023 – 5) of these pupils have received academic scholarships totalling £2,926 in respect of fees — page 50
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Governor children received scholarships
R Stace (Governor) is the owner of Richard Stace Employment Law Solicitors. During the year a sum of £Nil (2023 - £3,469) was payable to Richard Stace Employment Law Solicitors for employment law advice. — page 50
3 (2023 – 4) of the Governors are parents or guardians of pupils attending the College. 1 (2023 – 5) of these pupils have received academic scholarships totalling £2,926 in respect of fees — page 50
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: SLT members' children received fee concessions
R Stace (Governor) is the owner of Richard Stace Employment Law Solicitors. During the year a sum of £Nil (2023 - £3,469) was payable to Richard Stace Employment Law Solicitors for employment law advice. — page 50
3 (2023 – 4) of the Governors are parents or guardians of pupils attending the College. 1 (2023 – 5) of these pupils have received academic scholarships totalling £2,926 in respect of fees — page 50
Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by Sumer Auditco Limited. Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 31/07/2025)

Total income
£10.9m
Total spending
£11.5m
Reserves (reported)
£4.1m
Employees
175

Reported reserves equal ~4.3 months of spending — below the median for charities its size (median 4.6 months; benchmarks).

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Suffolk

Income and spending

Financial year endIncomeSpending
31/07/2025£10.9m£11.5m
31/07/2024£11.4m£11.2m
31/07/2023£10.2m£9.7m
31/07/2022£9.1m£8.8m
31/07/2021£8.4m£8.4m

Common questions

Is ST JOSEPH'S COLLEGE LIMITED financially healthy?

The accounts state that the College reported a net income surplus of £276,308 for the year ended 31 July 2024, with total unrestricted funds of £4,684,643. However, the trustees note that on a SORP basis excluding fixed assets and bank loans, the College has net negative free reserves of £1,218,703, a position attributed to campus improvements financed by borrowings. The trustees confirm the College is well-placed to manage its business risks and has adequate resources to continue as a going concern. Its FY2024 accounts were audited by Sumer Auditco Limited.