ST JOSEPH'S COLLEGE LIMITED
St Joseph's College is a co-educational independent school for pupils from 3 to 18 years old. At St Joseph's, we aim to provide the best all-round education within an inclusive Christian community meeting the individual needs of each and every child's heart, mind, body and spirit, nurturing them to be their best in all their academic and extra-curricular activities
Financial health, per its FY2025 accounts
The accounts state that the College reported a net deficit of £558,107 for the year ended 31 July 2025, resulting in a decrease in total unrestricted funds. The College has net negative free reserves of £1,416,136, a position attributed to campus improvements financed by borrowings. Despite breaching bank loan financial covenants, the Board maintains a going concern basis based on renewed loan facilities and adequate resources.
What the accounts disclose
“In the band £150,000 to £210,000 1 1” — page 41
“School fees 9,618,975 10,216,287” — page 36
“The Governors have determined that the appropriate level of free unrestricted reserves should provide sufficient working capital to provide a cushion to deal with unexpected emergencies. This will be no less than 3 months of expenditure, which currently equates to £2,828,359.” — page 19
“During the year the College purchased professional services from organisations controlled by individual Governors, or in which Governors have a significant interest, amounting to £96,393 (2024 -Nil). At the year end, a balance of £558 (2024 - ENil) was due to these organisations.” — page 50
“4 (2024 - 3) of the Governors are parents or guardians of pupils attending the College. 2 (2024 - 1) of these pupils have received academic scholarships totalling £1,177 in respect of fees (2024 - £2,926).” — page 50
“During the year the College purchased professional services from organisations controlled by individual Governors, or in which Governors have a significant interest, amounting to £96,393 (2024 -Nil). At the year end, a balance of £558 (2024 - ENil) was due to these organisations.” — page 50
“4 (2024 - 3) of the Governors are parents or guardians of pupils attending the College. 2 (2024 - 1) of these pupils have received academic scholarships totalling £1,177 in respect of fees (2024 - £2,926).” — page 50
“During the year the College purchased professional services from organisations controlled by individual Governors, or in which Governors have a significant interest, amounting to £96,393 (2024 -Nil). At the year end, a balance of £558 (2024 - ENil) was due to these organisations.” — page 50
“4 (2024 - 3) of the Governors are parents or guardians of pupils attending the College. 2 (2024 - 1) of these pupils have received academic scholarships totalling £1,177 in respect of fees (2024 - £2,926).” — page 50
“As these covenants have not been met as at 31 July 2025, the bank reserves its rights and remedies under the facility agreement, including the right to make demand for repayment of the loan at any time.” — page 22
Inspection and regulatory ratings
- Ofsted — St Joseph's College: Not judged
- Ofsted — St Joseph's College: Good
Leadership, per the charity’s website
- Mrs Danielle Clarke — Principal
- Mr Perry Glading — Chair of Governors
- Mr Sacha Cinnamond — Deputy Principal
- Mrs Dianne Searle — Head of Prep School
- Mrs Georgina Rowlands — Vice Principal Pastoral
- Mrs Sarah Edwards — Director of Marketing and Engagement
- Miss Rachel Young — Head of Finance
Funders the charity credits
- Porridge and Pens
- Ghana
- Comic Relief
- Save the Children
- Teenage Cancer Trust
- Children in Need
- Macmillan Cancer Support
- St Elizabeth Hospice
- East Anglia’s Children’s Hospices
- East Anglian Air Ambulance
Property (HM Land Registry)
Structured financials (annual return, FY ending 31/07/2025)
Trustees
- Christopher Richardson-Smith
- Claire Phelps
- Emma Bailey
- Emma Elaine Hardwick
- Gemma Stronach
- Howard Tuckett
- Ian Christian Ross
- Jonathan Wilden
- Julie Henkel
- Kevin Joseph Connelly
- PERRY GLADING
- Patrick Joseph Lewis
- Philip Dennis
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/07/2025 | £10.9m | £11.5m |
| 31/07/2024 | £11.4m | £11.2m |
| 31/07/2023 | £10.2m | £9.7m |
| 31/07/2022 | £9.1m | £8.8m |
| 31/07/2021 | £8.4m | £8.4m |
Common questions
Is ST JOSEPH'S COLLEGE LIMITED financially healthy?
Per its FY2025 accounts: The accounts state that the College reported a net deficit of £558,107 for the year ended 31 July 2025, resulting in a decrease in total unrestricted funds. The College has net negative free reserves of £1,416,136, a position attributed to campus improvements financed by borrowings. Despite breaching bank loan financial covenants, the Board maintains a going concern basis based on renewed loan facilities and adequate resources. Its FY2025 accounts were audited by Sumer Auditco Limited.
What does the highest-paid employee of ST JOSEPH'S COLLEGE LIMITED earn?
Per its FY2025 accounts, the highest-paid employee was in the £150,001 - £210,000 band.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| CLIFTON COLLEGE DEVELOPMENT TRUST | 1 | £82k |
| JOHN JAMES BRISTOL FOUNDATION | 1 | £63k |
| THE ROSE FOUNDATION | 1 | £10k |
| THE HABERDASHERS' FOUNDATION | 1 | £8k |
| GATWICK AIRPORT COMMUNITY TRUST | 1 | £4k |
Charities like this
- ST JOSEPH'S SCHOOL, LAUNCESTON
- UNIVERSITY COLLEGE SCHOOL
- St Joseph's School Association (SJSA)
- ST JOSEPH'S SPECIALIST TRUST
- ST JOHN'S COLLEGE LIMITED
- THE SAINT JOHN'S SCHOOL FOUNDATION
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| ST JOSEPH'S COLLEGE LIMITED | £10.9m | £150,001 - £210,000 | — | unclear | — | no doubt |
| ST JOSEPH'S SCHOOL, LAUNCESTON | £3.0m | — | — | unclear | — | no doubt |
| UNIVERSITY COLLEGE SCHOOL | £36.3m | — | — | unclear | — | no doubt |
| St Joseph's School Association (SJSA) | £110k | — | 0 | unclear | — | no doubt |
| ST JOSEPH'S SPECIALIST TRUST | £13.5m | — | — | below | — | no doubt |
| ST JOHN'S COLLEGE LIMITED | £7.1m | — | — | unclear | — | no doubt |