THE COAL INDUSTRY SOCIAL WELFARE ORGANISATION

Registered charity 1015581 · accounts filings on the Charity Commission register · also known as CISWO · also registered in Scotland as SC039529 (OSCR)

Improving the lives of individuals and communities facing disadvantage due to the impact of the coal mining industry, through the provision of support, improvement of resources and protection of recreational land.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Economic/community Development/employment · Grant history (this charity is a funder) · website · Get email alerts

Latest income

£1.4m

Latest spending

£5.1m

Registered

1992

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity operated to a planned deficit budget, resulting in a net expenditure before investment gains of £3,746,389. Per the trustees' report, unrestricted reserves stood at £3,212,397, which is below the stated policy target of £3.7m, though the shortfall is anticipated to be met through investment gains. The charity remains heavily reliant on its investment portfolio, which increased in value by £590,122 to £28,642,557, to fund its activities.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £3.2m; policy: £3.7m before investment gains)

“The unrestricted reserves of the charity, excluding the value of fixed assets and investment properties, stood at £3,212,397 as at 31 December 2025. The charity aims to maintain reserves covering the budgeted deficit for a minimum twelve month period, which equates to £3.7m before investment gains. It is anticipated that the shortfall will be met through those gains.” — page 31

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Trustee administration costs

“The charity incurred costs of £Nil (2024: £1,034) on behalf of the trustee, CISWO 2014 in relation to its administration. At 31 December 2025, CISWO 2014 owed £5,000 (2024: £12,127) to the charity.” — page 64

“In addition, CISWO received a grant of £32,460 (2024: £69,182) from the Yorkshire Miners Welfare Trust Fund (charity no 516535), 1 of the Trustees of that Fund is also a Trustee of CISWO 2014.” — page 64

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Grant from Yorkshire Miners Welfare Trust Fund

“The charity incurred costs of £Nil (2024: £1,034) on behalf of the trustee, CISWO 2014 in relation to its administration. At 31 December 2025, CISWO 2014 owed £5,000 (2024: £12,127) to the charity.” — page 64

“In addition, CISWO received a grant of £32,460 (2024: £69,182) from the Yorkshire Miners Welfare Trust Fund (charity no 516535), 1 of the Trustees of that Fund is also a Trustee of CISWO 2014.” — page 64

Per its FY2025 accounts as filed with the Charity Commission.

Pension scheme deficit: £1.5m

“As the sponsoring employer, CISWO was required to make an initial payment to the IWCSSS of £1,500,000, equating to the current deficit on the scheme, as valued by the scheme’s actuaries.” — page 57

Per its FY2025 accounts as filed with the Charity Commission.

Trading subsidiary: CISWO Trading Limited

“The corporate trustee, CISWO 2014 is also the sole member of CISWO Trading Limited and CISWO Charitable Property Services Trust.” — page 24

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Saffery LLP. Discloses 4 of 6 completeness components.

Year-over-year changes

Reserves position vs the charity's own policy moved from "above" (FY2024) to "below" (FY2025).

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Structured financials (annual return, FY ending 31/12/2025)

Total income

£1.4m

Total spending

£5.1m

Cost of raising funds

£121k

Reserves (reported)

£3.2m

Employees

60

Reported reserves equal ~7.5 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (43% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 8.7% of total income — above the median for charities its size (5.2%) (benchmarks).

Register events

Received assets from another charity (21/03/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (26/04/2023) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (17/01/2020) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (04/12/2014) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (01/05/2014) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (02/11/2012) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

THE COAL INDUSTRY SOCIAL WELFARE ORGANISATION 2014

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland · Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2025	£1.4m	£5.1m
31/12/2024	£2.0m	£3.3m
31/12/2023	£2.3m	£3.5m
31/12/2022	£1.7m	£3.8m
31/12/2021	£2.9m	£3.3m

Common questions

Is THE COAL INDUSTRY SOCIAL WELFARE ORGANISATION financially healthy?

Per its FY2025 accounts: The accounts state that the charity operated to a planned deficit budget, resulting in a net expenditure before investment gains of £3,746,389. Per the trustees' report, unrestricted reserves stood at £3,212,397, which is below the stated policy target of £3.7m, though the shortfall is anticipated to be met through investment gains. The charity remains heavily reliant on its investment portfolio, which increased in value by £590,122 to £28,642,557, to fund its activities. Its FY2025 accounts were audited by Saffery LLP.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funder	Date	Amount	Purpose
The National Lottery Heritage Fund	07/01/2025	£147k	"The Abercwmboi Hall, Institute and Heritage Project"
The National Lottery Community Fund	26/01/2006	£69k	Solutions for local problems
The National Lottery Community Fund	06/09/2005	£5k	There is no project name available for this record

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE COAL INDUSTRY SOCIAL WELFARE ORGANISATION 2014.

THE COAL INDUSTRY SOCIAL WELFARE ORGANISATION 2014 income £2.1m
NATIONAL COAL MINING MUSEUM FOR ENGLAND TRUST LTD income £4.4m
NOTTINGHAMSHIRE MINERS WELFARE TRUST FUND SCHEME income £155k
SOUTH WALES MINERS WELFARE TRUST FUND SCHEME income £696k
COTGRAVE SOCIAL WELFARE CENTRE income £89k
THE COALFIELDS REGENERATION TRUST income £7.4m

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
THE COAL INDUSTRY SOCIAL WELFARE ORGANISATION	£1.4m	—	—	below	—	no doubt
THE COAL INDUSTRY SOCIAL WELFARE ORGANISATION 2014 FY2024	£2.1m	—	—	unclear	—	no doubt
NATIONAL COAL MINING MUSEUM FOR ENGLAND TRUST LTD FY2025	£4.4m	—	—	above	—	no doubt
NOTTINGHAMSHIRE MINERS WELFARE TRUST FUND SCHEME FY2024	£155k	—	0	unclear	—	no doubt
SOUTH WALES MINERS WELFARE TRUST FUND SCHEME FY2024	£696k	—	0	above	—	no doubt
COTGRAVE SOCIAL WELFARE CENTRE FY2025	£89k	—	0	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.